Table 2 Comparison of the Accident Insurance Systems in the Countries of Northeastern, Central Eastern, Southeastern and Eastern Europe* EU-Members
EU Members | Employment injuries and occupational diseases | Field of application | Special features | Minimum level of invalidity Partial and full invalidity |
|---|---|---|---|---|
Bulgaria | Independent component of the compulsory social insurance system | All employees, except for students and persons without a contract of employment. Voluntary insurance for the self-employed and for farmers | Pending reform. Nursing care allowance if occupational invalidity is 90% or more and nursing care is needed. No cumulation with earned income. Cumulation with other pensions is possible (100% of the highest pension plus 50% of other pensions) | Partial invalidity: n.s. Full invalidity: from 50% |
Czech Rep. | Independent component of the compulsory social insurance system | All employees; Specific groups: pensioners and students Special system for civil servants | No family allowance; No nursing care allowance; Cumulation with earned income possible Cumulation with other pensions possible Professional rehabilitation. | No compensation. Partial invalidity: from 30% Full invalidity: from 50% |
Cyprus | Independent component of the compulsory social insurance system | All employees; self-employed excluded; excluded: employees of the public and diplomatic services of foreign countries, workers on parental farms. Independent agricultural workers aged under 16 years. Voluntary insurance for employees who work abroad. | Family allowance; Nursing care allowance for complete occupational invalidity, requiring nursing care from third parties ca. 45€/p.w. Cumulation with earned income possible. After 1980, Cumulation only possible with widow's pension. Obligation of professional rehabilitation possible European Social Charter since 2000. Ministry of Health and Social Security, Labour Supervision Agencies | Partial invalidity: 10-19% Compensation (Invalidity Compensation) 20-99% Partial Invalidity Full invalidity: 100% plus flat rate/p.w. if nursing care from third parties is necessary |
Estonia | No independent insurance. Risks are covered by the health insurance funds (short-term) or pension insurance (long-term). | All employees; No exceptions; No voluntary insurance | No family or nursing care allowance; No cumulation with other pensions; Employee liable in civil law - additional services as compensation, e.g. prostheses, drugs, costs for emergency treatment | Partial invalidity: from 10% compensation Full invalidity: from 40% |
Greece | No independent insurance. Risks are covered by sickness, invalidity and dependent insurance. | All employees; No exceptions; No voluntary insurance. | Family allowance: Start of insurance from 1993, no partner allowance, percentage allowance for children Nursing care allowance: Start of insurance from 1993, 25% of the monthly average (1991) of the gross social product; .75% pension payment for occupational invalidity because of psychiatric disease. Cumulation with earned income or other pensions No special rehabilitation measures | No compensation. Partial invalidity: from 50% Full Invalidity: from 80% |
Hungary | No independent insurance. Risks are covered by sickness, invalidity and dependent insurance. | All employees: Self-employed, recipients of income support; No voluntary insurance | No family allowance; No nursing care allowance Occupational accident pension: Cumulation with earned income possible. Occupational invalidity pension: cumulation up to 80% of the former income. No cumulation with other pensions. Professional rehabilitation measures up to 50% occupational invalidity. Subsidy for persons providing nursing care | No compensation Partial Invalidity: from 15% to 66% (occupational accident pension) Full Invalidity: from 67% (occupational invalidity pension) 50% for silicosis and asbestosis |
Latvia | Independent component of the compulsory social insurance system | All employees; No voluntary insurance | No family allowance; 50% nursing care allowance or nursing care provided 20% reduction if cumulation with old-age pension. Cumulation with earned income possible | Partial invalidity: 10-24%, compensation possible Full invalidity: from 25% |
Lithuania | Independent component of the compulsory social insurance system | All employees; Voluntary insurance for self-employed; special systems for the police force, state security, armed forces etc. | No family allowance; No nursing care allowance Full cumulation with other pensions, Cumulation with earned income possible | Partial invalidity: no compensation Full invalidity: from 30% |
Poland | Independent component of the compulsory social insurance system | All employees; self-employed No voluntary insurance | No family allowance; Nursing care allowance Choice between cumulation: occupational accident pension 50% plus old-age pension or conversely possible, reduction in pension if additional earned income. Once off payment from employer: ca. 107€ per percentage point of the deterioration in the state of health | Partial invalidity: No compensation; no percentage rate for partial occupational invalidity. Full invalidity: n.s. |
Romania | Independent component of the compulsory social insurance system | All employees; Children in full time education; Trainees; Students; Conscripts; Self-employed (voluntary?); | n.s. | Partial invalditiy: from 50%/group III Full invalidity: 100% 3 Groups: I: 100% plus nursing care; II: 100%; III: from 50% restricted employment possible. |
Slovakia | Independent component in the compulsory social insurance system | All employees; Students and members of other groups; No voluntary insurance | No family allowance; Compensation of actual nursing care costs; Cumulation with new earned income possible. Reduction if other pension is received. | Partial invalidity: 10%-40% compensation Full invalidity: from 40% |
Slovenia | No independent insurance. Risks are covered by sickness, invalidity and dependent insurance. | All employees; Students, trainees, handicapped persons during training, rehabilitation or practical training, persons with second jobs or involved in social activities. | No family allowance; Nursing care allowance; Cumulation with earned income up to the minimum wage is possible. Cumulation possible/Insured persons must decide for a pension. Professional rehabilitation; | Partial invalidity: no compensation Full invalidity: n.s. 3 groups of invalidity: I.: full occupational invalidity; II.: min. 50% occupational invalidity, III.: part-time occupation possible |